Upload your bank statements. Finplan's AI instantly categorises every transaction, spots patterns, and shows exactly where your money goes — all without leaving your device.
No credit card required · €3.99/month or €29/year after trial · Cancel anytime
🔒 Your bank data stays on your device — it never reaches our servers.
Your transactions are processed in your browser and stored on your device — not ours. No cloud account, no sync, no exposure. GDPR by design, not policy.
No manual entry. No bank connections. Just upload and understand.
Export a PDF, CSV or Excel from your bank app and drop it into Finplan. ING, ABN AMRO, Rabobank and more are supported out of the box.
Finplan's smart engine automatically assigns categories to every transaction — groceries, rent, dining, subscriptions. You can adjust and it learns.
Instantly see where your money goes, track budgets, forecast your cash flow 12 months ahead, and model life changes with scenario planning.
Built for Dutch users managing real finances — not a demo app dressed up as a product.
Gets smarter every time you correct a category — trained only on your data, stored only on your device. No cloud, no account, no one else can ever see your finances. GDPR by design, not policy.
Every transaction is categorised automatically. The AI learns your patterns — Albert Heijn becomes Groceries, NS becomes Transport — without you lifting a finger.
See your projected balance 12 months ahead based on your income, recurring expenses, and spending patterns. No surprises.
Model a salary raise, a new mortgage, a holiday. Instantly see how any life event affects your finances over the coming year.
Set monthly budgets per category and savings goals with target dates. Live progress bars update as you add statements.
Track assets and liabilities — savings, investments, mortgage, loans. See your net worth grow month by month with a timeline chart.
Click any month on the chart and instantly see every category's spend for that month vs the prior 4-month average. Spot exactly what changed and why.
ING, ABN AMRO, Rabobank, bunq, SNS, ASN — PDF, CSV, or Excel. Finplan parses them all automatically, no setup needed.
Finplan doesn't just show you numbers — it tells you what they mean. Spending anomalies, saving streaks, budget warnings — surfaced automatically so you never miss what matters.
You spent 43% more on dining this month vs your 3-month average (€340 vs €238). Want to adjust your budget?
At your current savings rate of €1,200/month, you'll reach your €15,000 emergency fund goal in 8 months.
3 subscription services detected: Netflix €13.99, Spotify €9.99, Adobe €54.99. Total: €78.97/month.
Your projected balance in August dips to €420 due to annual insurance renewal. Consider saving €200 extra in July.
Start free for 14 days. No credit card needed. Cancel anytime.
14-day free trial included
14-day free trial included
Payments handled by Lemon Squeezy · EU VAT included · Your licence key is emailed instantly after purchase
Join thousands of Dutch users who finally know where their money goes.
Start your free 14-day trial →No credit card · Cancel anytime · Data stays on your device
DORA compliance tool for financial entities supervised by AFM & DNB. ICT risk register, incident reporting, audit-ready reports.